Terms of Service

1. Agreement to Terms

By accessing or using CredLyr's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

2. Description of Service

CredLyr provides a platform for digital credential verification and issuance. Our services include but are not limited to:

• Credential verification gateway (OID4VP)
• Credential issuance services (OID4VCI)
• Trust registry management
• Policy engine and decision services
• Status and revocation services
• Evidence bundle generation and storage
• API access and webhooks

3. Account Registration

To use our services, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Acceptable Use

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Transmit malicious code or interfere with our systems
• Attempt to gain unauthorized access to our services
• Use our services for fraudulent purposes
• Resell or redistribute our services without authorization

5. API Usage and Rate Limits

API access is subject to rate limits based on your subscription plan. Exceeding these limits may result in throttling or temporary suspension of access. We reserve the right to modify rate limits with reasonable notice.

6. Data Processing

You are responsible for ensuring that you have appropriate legal basis to process personal data through our services. CredLyr acts as a data processor on your behalf. See our Privacy Policy for details on how we handle data.

7. Service Level Agreement

Service level commitments vary by plan. Enterprise customers may negotiate custom SLAs. Standard plans include best-effort support with no guaranteed uptime. We strive to maintain high availability but do not guarantee uninterrupted service.

8. Billing and Payments

Paid plans are billed monthly or annually as selected. Usage-based charges are calculated and billed at the end of each billing period. Failure to pay may result in suspension or termination of services.

9. Intellectual Property

CredLyr retains all rights to our platform, APIs, documentation, and branding. You retain all rights to your data and content. By using our services, you grant us a limited license to process your data as necessary to provide the services.

10. Limitation of Liability

To the maximum extent permitted by law, CredLyr shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

11. Indemnification

You agree to indemnify and hold harmless CredLyr from any claims, damages, or expenses arising from your use of our services or violation of these terms.

12. Termination

Either party may terminate this agreement with 30 days written notice. We may suspend or terminate your access immediately for violation of these terms. Upon termination, you may export your data for a reasonable period.

13. Changes to Terms

We may modify these terms at any time. Material changes will be communicated via email or through our platform. Continued use of our services constitutes acceptance of modified terms.

14. Governing Law

These terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

15. Contact

For questions about these Terms of Service, please contact us at legal@credlyr.com.